Karachi: Pakistan’s outstanding house-building finance reached a record Rs286 billion in July 2026, representing year-on-year growth of approximately 37.2%, according to figures reported from the country’s banking sector. The rise indicates stronger borrowing for residential construction and home purchases as financing activity continues to recover. Demand for subsidised mortgages has also increased under government-backed affordable housing initiatives, although the available data does not establish that one scheme alone caused the entire increase. The government’s Mera Ghar–Mera Ashiana programme offers subsidised financing through participating banks to eligible applicants seeking to purchase or construct homes. Meanwhile, separate figures presented to a parliamentary committee showed total housing finance continuing to rise after July, reaching around Rs307 billion by mid-August. (The Express Tribune) The expansion reflects renewed activity in a segment traditionally constrained by high borrowing costs and limited mortgage access.
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