State Bank of Pakistan

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Key Functions

  • Regulation of Housing Finance & Mortgage Lending
  • Prudential Regulations for Banks & DFIs
  • Policy Framework for Affordable Housing Finance
  • Refinance & Incentive Schemes for Housing
  • Oversight of Home Loan Products & Risk Management
  • Consumer Protection in Housing Finance

State Bank of Pakistan (SBP) is the central bank of Pakistan responsible for regulating the monetary and financial system, including oversight of housing and real estate finance. It formulates policies and prudential regulations to promote safe, sustainable housing finance and mortgage markets through banks and financial institutions.
The Government of Pakistan established the State Bank of Pakistan under the State Bank of Pakistan Act, 1956.

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Raast
Raast is an innovative instant digital payment system introduced by the State Bank of Pakistan to re…

Real Estate Functions

  • Regulation of Housing Finance & Mortgage Lending
  • Prudential Regulations for Banks & DFIs
  • Policy Framework for Affordable Housing Finance
  • Refinance & Incentive Schemes for Housing
  • Oversight of Home Loan Products & Risk Management
  • Consumer Protection in Housing Finance

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